Archive for November, 2009

Reverting back to using checks instead of ACH

Monday, November 16th, 2009

ACH transfers (or better know as electronic funds transfer) is supposed to be the new method of money transfer in the 21-st century. But strangely enough, I find that I am reverting back to using checks for some of my transactions instead of using ACH. The following are some examples.
Depositing money at brokerages
TD Ameritrade offers [...]

Portfolio Return for October 2009

Friday, November 6th, 2009

Comments: Portfolio was on track to gain for the fourth month in a row until the last week of October. In the end, the portfolio had a small loss of 1.66%. Took the opportunity to rebalance out of US LargeCaps and PME into US SmallCaps, US Timber/REITS  and International EAFE equities.

Refinance Still In Progress

Thursday, November 5th, 2009

This is a short update about my refinance, which was started about one month ago. It is still in progress. The appraisal has been done, value came up to be OK but the credit union is swamped with applications.
According to the loan officer, they are currently processing applications submitted in the second week of September. [...]