Archive for the 'Personal Finance' Category

Refinance Started With First Internet Bank

Monday, June 6th, 2011

It looks like the refinance train is here again. Due to the weak economy statistics, mortgage interest rates have dropped to rates not seen since October 2010. Last week on 6/1/2011, I requested quotes from two brokers and two banks to refinance my 30-year fixed jumbo-conforming mortgage. The criteria for my refinance is that it [...]

Junk fees in AT&T landline service

Tuesday, January 19th, 2010

Like many people, I find myself using less and less of the land line phone. A few years ago, I reduced my land line with AT&T from the “unlimited local” service to “measured” service. The current AT&T bill amount is $15.01 a month. When I examine the bill closer recently, I find lots of fluff [...]

Refinance Completed

Sunday, January 17th, 2010

My refinance was completed last month. My mortgage was refinanced from Bank of America (30-year fixed at 5.25%) to Star One Credit Union (30-year fixed at 4.75%). Because of the very attractive rates during this time, the entire process took a long time. In fact, from application to final funding, it took more than 12 [...]