Archive for the 'Personal Finance' Category

Junk fees in AT&T landline service

Tuesday, January 19th, 2010

Like many people, I find myself using less and less of the land line phone. A few years ago, I reduced my land line with AT&T from the “unlimited local” service to “measured” service. The current AT&T bill amount is $15.01 a month.
When I examine the bill closer recently, I find lots of fluff and [...]

Refinance Completed

Sunday, January 17th, 2010

My refinance was completed last month. My mortgage was refinanced from Bank of America (30-year fixed at 5.25%) to Star One Credit Union (30-year fixed at 4.75%). Because of the very attractive rates during this time, the entire process took a long time. In fact, from application to final funding, it took more than 12 [...]

Reverting back to using checks instead of ACH

Monday, November 16th, 2009

ACH transfers (or better know as electronic funds transfer) is supposed to be the new method of money transfer in the 21-st century. But strangely enough, I find that I am reverting back to using checks for some of my transactions instead of using ACH. The following are some examples.
Depositing money at brokerages
TD Ameritrade offers [...]