My refinance was completed last month. My mortgage was refinanced from Bank of America (30-year fixed at 5.25%) to Star One Credit Union (30-year fixed at 4.75%). Because of the very attractive rates during this time, the entire process took a long time. In fact, from application to final funding, it took more than 12 [...]
This is a short update about my refinance, which was started about one month ago. It is still in progress. The appraisal has been done, value came up to be OK but the credit union is swamped with applications.
According to the loan officer, they are currently processing applications submitted in the second week of September. [...]
I have been watching the mortgage interest rates diligently for the past two to three weeks. Yesterday, I kicked off the refinance process.
I had already obtained quotes directly from the big banks (Bank of America, Wells Fargo & Chase) but most of their rates included an one point fee (which I do not want). And [...]
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