This is a short update about my refinance, which was started about one month ago. It is still in progress. The appraisal has been done, value came up to be OK but the credit union is swamped with applications.
According to the loan officer, they are currently processing applications submitted in the second week of September. [...]
As far as I know, California state has raised the tax withholding rates twice this year. The first was for payrolls starting from May 2009 and the second is for payrolls starting from November 2009. The latest increase is reported in this LINK.
If I remember correctly, the increase in May 2009 was due to the [...]
I have been watching the mortgage interest rates diligently for the past two to three weeks. Yesterday, I kicked off the refinance process.
I had already obtained quotes directly from the big banks (Bank of America, Wells Fargo & Chase) but most of their rates included an one point fee (which I do not want). And [...]
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