indexfundfan @ indextown

My portfolio is currently allocated as follows: US LargeCap 11% US SmallCap 8% US REITs 4% US Timber REITs 4% US MLP (PIK dividends only) 4% INT EAFE 20% INT Emerging Market 11% PreciousMetal Equity 5% Fixed Income 33% The ranking of the asset classes, in terms of tax efficiency (based on historical dividends), are [...]

I am running out of tax-deferred space for my investment portfolio. But before going into the problem, here’s some background information. Background For tax reasons, it is desirable to place each asset class into the appropriate “investment location” (by “investment location”, I mean whether it is in the traditional IRA, Roth IRA or taxable account). [...]

Background Many investors are aware that when they sell a mutual fund or stock with a gain, they have to pay capital gains taxes for it. On the other hand, if they sell with a loss, they can claim a tax loss on it, as long as the transaction does not run foul of the [...]