Archive for the 'Tax Issues' Category

Substitute Dividend Payments in Margin Accounts

Wednesday, January 26th, 2011

I have a margin account with  eOption for a couple of years now. When I first signed up, they have among the lowest margin interest rates in the industry, They have since adjusted the rates upwards, following the footsteps of Tradeking, Just2Trade, etc. I spoke to customer service when the rates were first revised and [...]

Reducing income during retirement to qualify for healthcare subsidy

Saturday, March 27th, 2010

The recent passage of the healthcare overhaul has prompted me to look closer at the issue of early retirement. There is a choice to work less and spend more time with family. Or even retire early and have the government subsidies your health care insurance by keeping income levels below 4x the poverty rate (see [...]

Reduce your California tax withholding to avoid an IOU next April

Monday, November 2nd, 2009

As far as I know, California state has raised the tax withholding rates twice this year. The first was for payrolls starting from May 2009 and the second is for payrolls starting from November 2009. The latest increase is reported in this LINK. If I remember correctly, the increase in May 2009 was due to [...]