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	<title>indexfundfan @ indextown</title>
	<link>http://www.indextown.com</link>
	<description>Personal finance and investing in mutual funds and ETFs</description>
	<lastBuildDate>Mon, 06 Jun 2011 22:07:55 +0000</lastBuildDate>
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	<language>en</language>
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		<title>Refinance Started With First Internet Bank</title>
		<description><![CDATA[It looks like the refinance train is here again. Due to the weak economy statistics, mortgage interest rates have dropped to rates not seen since October 2010. Last week on 6/1/2011, I requested quotes from two brokers and two banks to refinance my 30-year fixed jumbo-conforming mortgage. The criteria for my refinance is that it [...]]]></description>
		<link>http://www.indextown.com/archives/2011/06/06/refinance-started-with-first-internet-bank/</link>
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		<title>TD Ameritrade New Account Bonus</title>
		<description><![CDATA[I recently took advantage of a TD Ameritrade new account bonus. This promotion can be accessed through http://www.tdameritrade.com/upto500 and runs through 7/15/2011. The fine print is as follows Offer valid for one new Individual, Joint or IRA TD Ameritrade account opened by 07/15/11 and funded within 30 days of account opening with $2,000 or more. To [...]]]></description>
		<link>http://www.indextown.com/archives/2011/06/04/td-ameritrade-new-account-bonus/</link>
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		<title>Low Fees Foreign Exchange Using CurrencyFair (Part 2)</title>
		<description><![CDATA[After setting up the account and getting the money to CurrencyFair (CF), I am ready to do some currency exchange. Market and limit trades If you have traded stocks before, you would easily understand how the currency exchange system works in CF. Similar to a brokerage account, you can place &#8220;limit&#8221; orders or &#8220;market&#8221; orders. [...]]]></description>
		<link>http://www.indextown.com/archives/2011/03/21/low-fees-foreign-exchange-using-currencyfair-part-2/</link>
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		<title>Low Fees Foreign Exchange Using CurrencyFair (Part 1)</title>
		<description><![CDATA[I learned of the peer-to-peer foreign exchange facilitator CurrencyFair (CF) last month. CF is based in Ireland and was founded by four former bankers (with a blend of nationalities; Irish, Australian, Irish/Australian and Welsh)  who wanted to &#8220;build a currency exchange on the internet. It will be where people buy and sell currency from each [...]]]></description>
		<link>http://www.indextown.com/archives/2011/03/12/low-fees-foreign-exchange-using-currencyfair-part-1/</link>
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		<title>Portfolio Return for January 2011</title>
		<description><![CDATA[Notes: Benchmark is changed to 75% Vanguard LifeStrategy Moderate Growth fund and 25% Vanguard Growth Fund (previous weighting was 50/50). This produces the equity/bond ratio of 65/35. Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for December 2010 (0) February 21, 2011 &#8212; Portfolio Return for November 2010 (0) February 21, 2011 [...]]]></description>
		<link>http://www.indextown.com/archives/2011/02/21/portfolio-return-for-january-2011/</link>
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		<title>Portfolio Return for December 2010</title>
		<description><![CDATA[Notes: Portfolio shift to 8% Timber REITs and 8% MLPs completed. Also, fixed income increased to 35%. Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) February 21, 2011 &#8212; Portfolio Return for November 2010 (0) February 21, 2011 &#8212; Portfolio Return for October 2010 (0) February 21, 2011 [...]]]></description>
		<link>http://www.indextown.com/archives/2011/02/21/portfolio-return-for-december-2010/</link>
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		<title>Portfolio Return for November 2010</title>
		<description><![CDATA[Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) February 21, 2011 &#8212; Portfolio Return for December 2010 (0) February 21, 2011 &#8212; Portfolio Return for October 2010 (0) February 21, 2011 &#8212; Portfolio Return for September 2010 (0) February 21, 2011 &#8212; Portfolio Return for August 2010 (0)]]></description>
		<link>http://www.indextown.com/archives/2011/02/21/portfolio-return-for-november-2010/</link>
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		<title>Portfolio Return for October 2010</title>
		<description><![CDATA[Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) February 21, 2011 &#8212; Portfolio Return for December 2010 (0) February 21, 2011 &#8212; Portfolio Return for November 2010 (0) February 21, 2011 &#8212; Portfolio Return for September 2010 (0) February 21, 2011 &#8212; Portfolio Return for August 2010 (0)]]></description>
		<link>http://www.indextown.com/archives/2011/02/21/portfolio-return-for-october-2010/</link>
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		<title>Portfolio Return for September 2010</title>
		<description><![CDATA[Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) February 21, 2011 &#8212; Portfolio Return for December 2010 (0) February 21, 2011 &#8212; Portfolio Return for November 2010 (0) February 21, 2011 &#8212; Portfolio Return for October 2010 (0) February 21, 2011 &#8212; Portfolio Return for August 2010 (0)]]></description>
		<link>http://www.indextown.com/archives/2011/02/21/portfolio-return-for-september-2010/</link>
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		<title>Portfolio Return for August 2010</title>
		<description><![CDATA[Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) February 21, 2011 &#8212; Portfolio Return for December 2010 (0) February 21, 2011 &#8212; Portfolio Return for November 2010 (0) February 21, 2011 &#8212; Portfolio Return for October 2010 (0) February 21, 2011 &#8212; Portfolio Return for September 2010 (0)]]></description>
		<link>http://www.indextown.com/archives/2011/02/21/portfolio-return-for-august-2010/</link>
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		<title>Portfolio Return for July 2010</title>
		<description><![CDATA[Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) February 21, 2011 &#8212; Portfolio Return for December 2010 (0) February 21, 2011 &#8212; Portfolio Return for November 2010 (0) February 21, 2011 &#8212; Portfolio Return for October 2010 (0) February 21, 2011 &#8212; Portfolio Return for September 2010 (0)]]></description>
		<link>http://www.indextown.com/archives/2011/02/21/portfolio-return-for-july-2010/</link>
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		<title>Substitute Dividend Payments in Margin Accounts</title>
		<description><![CDATA[I have a margin account with  eOption for a couple of years now. When I first signed up, they have among the lowest margin interest rates in the industry, They have since adjusted the rates upwards, following the footsteps of Tradeking, Just2Trade, etc. I spoke to customer service when the rates were first revised and [...]]]></description>
		<link>http://www.indextown.com/archives/2011/01/26/substitute-dividend-payments-in-margin-accounts/</link>
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		<title>Portfolio Return for June 2010</title>
		<description><![CDATA[Comments: Portfolio outperforms the benchmark by almost 2%, primarily due to Precious Metal equity and the MLP allocation. At first I thought this was a mistake until I did a rough verification with the following performance information (for June 2010): Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) [...]]]></description>
		<link>http://www.indextown.com/archives/2010/07/23/portfolio-return-for-june-2010/</link>
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		<title>Portfolio Return for May 2010</title>
		<description><![CDATA[Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) February 21, 2011 &#8212; Portfolio Return for December 2010 (0) February 21, 2011 &#8212; Portfolio Return for November 2010 (0) February 21, 2011 &#8212; Portfolio Return for October 2010 (0) February 21, 2011 &#8212; Portfolio Return for September 2010 (0)]]></description>
		<link>http://www.indextown.com/archives/2010/07/18/portfolio-return-for-may-2010/</link>
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		<title>Portfolio Return for April 2010</title>
		<description><![CDATA[Comment: My portfolio caught up with the benchmark due to the heavy dose of PrecMetal equity, which outperform significantly in the month. Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) February 21, 2011 &#8212; Portfolio Return for December 2010 (0) February 21, 2011 &#8212; Portfolio Return for November [...]]]></description>
		<link>http://www.indextown.com/archives/2010/07/18/portfolio-return-for-april-2010/</link>
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		<title>Portfolio Return for March 2010</title>
		<description><![CDATA[Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) February 21, 2011 &#8212; Portfolio Return for December 2010 (0) February 21, 2011 &#8212; Portfolio Return for November 2010 (0) February 21, 2011 &#8212; Portfolio Return for October 2010 (0) February 21, 2011 &#8212; Portfolio Return for September 2010 (0)]]></description>
		<link>http://www.indextown.com/archives/2010/07/18/portfolio-return-for-march-2010/</link>
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		<title>Reducing income during retirement to qualify for healthcare subsidy</title>
		<description><![CDATA[The recent passage of the healthcare overhaul has prompted me to look closer at the issue of early retirement. There is a choice to work less and spend more time with family. Or even retire early and have the government subsidies your health care insurance by keeping income levels below 4x the poverty rate (see [...]]]></description>
		<link>http://www.indextown.com/archives/2010/03/27/reducing-income-during-retirement-to-qualify-for-healthcare-subsidy/</link>
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		<title>Portfolio Return for February 2010</title>
		<description><![CDATA[Comments: Rebalanced into INT EAFE. Moved 1% allocation from US SmallCap to US Timber. Related posts picked by plugin: February 21, 2011 &#8212; Portfolio Return for January 2011 (0) February 21, 2011 &#8212; Portfolio Return for December 2010 (0) February 21, 2011 &#8212; Portfolio Return for November 2010 (0) February 21, 2011 &#8212; Portfolio Return [...]]]></description>
		<link>http://www.indextown.com/archives/2010/03/02/portfolio-return-for-february-2010/</link>
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		<title>Portfolio Return for January 2010</title>
		<description><![CDATA[Comments: PrecMetal equity fell about 12% in January. This contributed to a fall of about 0.5% to the portfolio. International equities, EAFE &#38; EM, both also fell more than domestic stocks. These explained the under performance of the portfolio with respect to the benchmark (-3.23% versus -2.26%). Related posts picked by plugin: February 21, 2011 [...]]]></description>
		<link>http://www.indextown.com/archives/2010/02/28/portfolio-return-for-january-2010/</link>
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		<title>Junk fees in AT&amp;T landline service</title>
		<description><![CDATA[Like many people, I find myself using less and less of the land line phone. A few years ago, I reduced my land line with AT&#38;T from the &#8220;unlimited local&#8221; service to &#8220;measured&#8221; service. The current AT&#38;T bill amount is $15.01 a month. When I examine the bill closer recently, I find lots of fluff [...]]]></description>
		<link>http://www.indextown.com/archives/2010/01/19/junk-fees-in-att-landline-service/</link>
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